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  <title>New to SG</title>
  <link>https://newtosg.online/</link>
  <description>Moving to Singapore? Passes, housing, banking, schools and healthcare explained with official MOM, ICA and IRAS rules and real costs — dated.</description>
  <language>en-SG</language>
    <item>
      <title>Getting a SIM Card in Singapore</title>
      <link>https://newtosg.online/daily-life/getting-a-sim-card-singapore</link>
      <guid>https://newtosg.online/daily-life/getting-a-sim-card-singapore</guid>
      <description>How to get a SIM card in Singapore as a newcomer: prepaid vs postpaid, the passport 30-day rule, IMDA registration limits and eSIM options — neutral and dated.</description>
      <pubDate>Mon, 26 Oct 2026 00:00:00 GMT</pubDate>
    </item>
    <item>
      <title>Public Transport for Newcomers (SimplyGo)</title>
      <link>https://newtosg.online/daily-life/public-transport-for-newcomers</link>
      <guid>https://newtosg.online/daily-life/public-transport-for-newcomers</guid>
      <description>Using Singapore public transport as a newcomer: SimplyGo, contactless bank cards, EZ-Link, distance-based MRT and bus fares, and the foreign-card fee — dated.</description>
      <pubDate>Mon, 26 Oct 2026 00:00:00 GMT</pubDate>
    </item>
    <item>
      <title>International vs Local Schools for Expats</title>
      <link>https://newtosg.online/family/international-vs-local-schools</link>
      <guid>https://newtosg.online/family/international-vs-local-schools</guid>
      <description>International vs local schools in Singapore for expat families: admission routes, the AEIS test, the Student's Pass rule and the trade-offs — MOE and ICA sourced.</description>
      <pubDate>Mon, 26 Oct 2026 00:00:00 GMT</pubDate>
    </item>
    <item>
      <title>Healthcare in Singapore for Expats</title>
      <link>https://newtosg.online/healthcare/healthcare-for-expats</link>
      <guid>https://newtosg.online/healthcare/healthcare-for-expats</guid>
      <description>Healthcare in Singapore for expats: GPs, polyclinics and hospitals as a non-resident, why you pay unsubsidised rates, and why insurance matters. General info, dated.</description>
      <pubDate>Mon, 26 Oct 2026 00:00:00 GMT</pubDate>
    </item>
    <item>
      <title>Renting in Singapore: A Newcomer's Guide</title>
      <link>https://newtosg.online/housing/renting-in-singapore-guide</link>
      <guid>https://newtosg.online/housing/renting-in-singapore-guide</guid>
      <description>How renting works in Singapore for newcomers: the tenancy process, deposit and agent fees, IRAS lease stamp duty, and the CEA and pass rules that protect you. Dated.</description>
      <pubDate>Mon, 26 Oct 2026 00:00:00 GMT</pubDate>
    </item>
    <item>
      <title>Income Tax for Expats in Singapore</title>
      <link>https://newtosg.online/money/income-tax-for-expats</link>
      <guid>https://newtosg.online/money/income-tax-for-expats</guid>
      <description>How income tax works for expats in Singapore: the IRAS 183-day residency test, resident rates of 0–24%, and the non-resident rules — explained plainly and dated.</description>
      <pubDate>Mon, 26 Oct 2026 00:00:00 GMT</pubDate>
    </item>
    <item>
      <title>Opening a Bank Account in Singapore</title>
      <link>https://newtosg.online/money/opening-a-bank-account-singapore</link>
      <guid>https://newtosg.online/money/opening-a-bank-account-singapore</guid>
      <description>How a newcomer opens a bank account in Singapore: the documents needed, in-person vs app options, and how your deposits are protected. Neutral and dated.</description>
      <pubDate>Mon, 26 Oct 2026 00:00:00 GMT</pubDate>
    </item>
    <item>
      <title>Dependant's Pass and Working on an LOC</title>
      <link>https://newtosg.online/passes/dependant-pass-and-loc</link>
      <guid>https://newtosg.online/passes/dependant-pass-and-loc</guid>
      <description>How a Singapore Dependant's Pass works: the MOM S$6,000 sponsor salary, who qualifies, and the current rules on working — own work pass vs Letter of Consent. Dated.</description>
      <pubDate>Mon, 26 Oct 2026 00:00:00 GMT</pubDate>
    </item>
    <item>
      <title>Employment Pass (EP) Eligibility Explained</title>
      <link>https://newtosg.online/passes/employment-pass-eligibility</link>
      <guid>https://newtosg.online/passes/employment-pass-eligibility</guid>
      <description>Who qualifies for a Singapore Employment Pass: the current MOM salary thresholds, the COMPASS points framework and who is exempt — explained plainly and dated.</description>
      <pubDate>Mon, 26 Oct 2026 00:00:00 GMT</pubDate>
    </item>
    <item>
      <title>S Pass in Singapore: Who Qualifies</title>
      <link>https://newtosg.online/passes/s-pass-explained</link>
      <guid>https://newtosg.online/passes/s-pass-explained</guid>
      <description>The S Pass explained for newcomers: current MOM qualifying salary by sector and age, the monthly levy and quota, and how it differs from an Employment Pass — dated.</description>
      <pubDate>Mon, 26 Oct 2026 00:00:00 GMT</pubDate>
    </item>
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